The Quiet Millionaire

Book Review - The Quiet Millionaire

The Quiet Millionaire is a book that contains a wealth of information on personal finance topics. With forty plus years of professional experience as a personal and business financial advisor, Brett Wilder shares with us his expertise on how to accumulate and keep our wealth.
This book’s theme is tied very closely to the title of the book – The Quiet Millionaire. Instead of writing about how to be frugal or the secret to picking the right stock at the right time, this book focuses on how the average population can carefully plan and be a millionaire with time, patience and good probability.

One of the first Brett advices is to discover who the real you is and what you really want out of life, while making sure we plan for money to be our servant instead of being our master.
Next, he explains to us the seven major obstacles to Financial Success:1. Undisciplined Spending2. Materialistic Thinking3. Burdensome Costly Debt4. Taxes5. Inflation6. Poorly Structured Investment Portfolios7. Unforeseen Life-Changing, Financially Devastating EventsThis sets up the rest of the book where he tackles all sorts of topics such as cash flow, investing, taxes, and retirement.

Cash FlowThe key to having a positive cash flow involves knowing where our money is going. This includes creating a budget, in which personal finance software such as Quicken or Microsoft Money can help. Other tips include having a plan to determine cash flow requirements to fund future goals and objectives and paying ourselves first with automatic savings deductions.
InvestingBrett is a big advocate of low cost index funds. He believes in the long run, most people will end up leaving money on the table by trading individual stocks because many of us let our emotions get in the way. This is great advice for so many people because this totally takes the maintenance work required for stock picking out of the equation and just let the money work for us.
TaxesIn order to minimize taxes paid, we should actively plan for tax reductions. This means proactively perform intelligent tax reduction to maximize our after-tax dollars throughout the entire year.

RetirementOnce we retire, the primary focus should be to protect and preserve our wealth instead of trying to accumulate and grow it. One of the advices given is to establish a lifetime gift-giving program to reduce the value of his/her estate and transfer it to someone else over time without incurring taxes.

Target AudienceThe book is for people who have a good income stream and would like the extra help to accumulate and keep their wealth through time. People looking for the secret to getting rich quickly are not going to find what they are looking for in this book.

Last WordsFrom the cover and title to the content, this book is about substance. There is nothing fancy in this book, just straight forward personal finance information that we can all benefit.

Making Angel Investors Notice You

People often say that money makes the world go round. This age-old line can never be truer in the case of business owners for without money, they would cease to be.

Right from the start, regardless of size and industry, businesses are all about making money. However, in order to make one, you also have to part with some, and parting can only be done if you have sufficient capital with you to spend. But what if you only have the idea but don’t have the financial strength? Then you go to angel investors.

With so many would-be business owners as well as businessmen who need help in expanding their businesses looking for angel investors, you might feel that it would be hard on your part to secure the help of even one “angel”. There are actually some ways by which you can get them to notice you.

One of the tips that could help you find angel investors is that you should have a business plan. As basic as it may seem, some business owners forget to come up with a convincing business plan that they end up losing the interest of angel investors. Your business plan should completely detail how much you think your would earn over a certain period, what your expenses would be, what your products and services would be, and how you would secure your clients. These details would help angel investors to see if your business is something that they would like to be involved in.

Make sure also that you focus your search on an angel investor network that specializes in your field. Keep in mind that most angel investors would prefer businesses that they already have an experience in. They are also most likely to go for businesses located within their area so that they can easily monitor just how their investment is doing.

Lastly, make sure that you also throw in some of your money into your business. You cannot expect an angel investor network to fully cover up all capital that you would need. Remember that angel investors would take time in raising the needed capital. They would also like to see that they are not the only ones who are risking their money in your business. It gives them confidence to know that you also have risks involved in the business.

MAKE MONEY EASILY FROM THE INTERNET

MAKE N10,000 DAILY OR OVER N300,000 IN (1) MONTH WITH A VERY LITTLE CAPITAL TO START UP.


Discover the Secret Behind Creating Wealth on the Internet

1. Discover simple and proven secret of how Nigerian’s are making COOL MONEY on internet today!!!!!!
2. Discover how I went from homeless and jobless to N375,ooo in 30 days with a little, very little capital.

COST OF LEARNING THE SYSTEM

For very limited time I am offering y e-manual for a ridiculously low price, but this is strictly a very limited offer. Pay a token of N7,000, this amount is low to enable as many unemployed and employed persons to partake in this empowerment program, this e-manual is worth 100 times what you are paying for it.

On confirmation of payment, the e-manual will be delivered immediately into your email box .

HOW TO ORDER:
Make payment to:

Name of Bank: Oceanic Bank Nigeria Plc
Account Name: NSE VICTOR OKON
Account No: 0140001012341

Or Bank PHB Plc
A/c Number: 2624216598
Name: Nse Victor Okon
Abuja.

Money back guarantee!
Notify us after payment via sms on 07057674084
0r 0 or by email : nseng78@yahoo.com or victornse@hotmail.com stating the amount paid, your name, and teller number including your e-mail address. As your payment is confirmed, your e-manual will be delivered to your e-mail address for onward action on your part.

MAKE MONEY WITH GSM SHORT CODE

GSM Short Code (32103) Money Making MachineThis is super hot, in this short report I will show you how to grab and use this money making opportunities in the GSM INDUSTRY.

WARNING:

This is the secret Top GSM Short Code ( i.e. 34500) Operators don’t want you to know! In the last few months, I have broken the hearts of some “I TOO KNOW” short code operators i.e. I – Touch, Mtech when I exposed How To Get Your Own Short Code To Advertise Your Products/Service On A Platter Of Gold and earn in 3 dynamic ways when people send their details to you in this format: CLICK (space) information (space) email address to 35143! Well, I have decided again to release this secret to you. But first of all, let me show you the 3 dynamic ways I earn from this short code service.

1) I earn when thousands of GSM Users send "What Will You Like To Eat On Christmas Day? Text either

(a) Jollof Rice

(b) Fried Rice

(c) Eba to 34500 and win fantastic prizes. N100/sms from GLO/MTN/ZAIN/STARCOMMS, which they find very easy to do.

2) Having spent their N100 to obtain more information about my product/service advertised and having become my potential lists, I send my carefully prepared sales letter to them and earn more when they buy the product/service. (I have included a practical way I received 4700 replies from Nigerians in one single day and sold to 3, 150 of them)

3) And thirdly, I either rent their phone numbers / email addresses to other marketers/organizations e.t.c. who want to advertise their products & services and seminars for the cost of N50 per subscriber which brings me an additional N5,000 per 100 subscribers. What if you have 1000 subscribers, which I will show you how, and charge a token amount of N40 per subscriber, it goes for a whooping N40,000 just for a single deal. Isn’t that terrific? What is the secret behind this success? Wait till I unfold it in … Discover The Secret SMART Nigerian Seasoned Infopreneurs, Marketers, Advertisers & Promoters Like ME Do To Get GSM Users Give Us Money Regularly Even Without You Begging Or Selling Any Product To Them… Guaranteed! … revealing a brand new medium of attracting genuine prospects to your adverts and at the same time earning in 3 dynamic ways.

Dear Fellow Infopreneur, Marketer, Advertiser, Promoter,

What you have just read above is not a joke. Yours truly activated the system after several months of terror research on how this money making machine can get into the hands of ordinary Nigerians from the big players i.e. Mtech, I – Touch e.t.c. And here and now, it is at your door step, knocking gently at your door waiting for you to open. Next, I will tell you what the perfect GSM Money Making Machine is.

WHAT IS THE PERFECT GSM MONEY MAKING SYSTEM?

The perfect GSM Money Making System is a system that collects GSM users’ money, phone numbers and email addresses when they request for more information about your advertised product/service by sending a text like: CLICK (space) information (space) email address to 35143.

Have you ever sent a text to some short code numbers that look like this 35575? Then you must have given someone else money without him begging or even selling any product to you. That is the way so many people are giving money to different short code numbers regularly, including mine, while the owners smile to the bank. And this numbers are easy for you to get and start getting others to give you money regularly. WHY IT IS THE PERFECT SYSTEM IDEAL FOR YOUR PRODUCT/SERVICE?

After weeks of putting the system at work using one of my product, the results has been tremendous. Infact, just few weeks before the nationwide strike, I advertised one my: Get Free Business Start-Up Capital information Product in one of the wide reaching dailies in the country where I included my second short code : CLICK (space) BIZ (space) email address to 32103 and shockingly, I received 4,700 replies to my email box (which showed that a good number of Nigerians are facing the problem of business financing.). Of this 4,700, 3,150 bought my package and you know what that means in terms of cash.

These earnings were after I had earned from their N100/SMS. 3 DYNAMIC WAYS TO EARN WITH THE SHORT CODE AFTER SETTING IT UP.

There are basically 3 dynamic ways to earn from the use of your short code system. That is itemized as follows:

1) You earn when GSM Users send their N100 to your short code.

2) If the product/service you advertised is saleable, you will earn when you offer your product’s sales letter to them.

3) You will earn when other people advertise their products/services to the details of your subscribers. I actually earned N5,000 in few minutes advertising a forex seminar at the cost of N50 per subscriber to 100 subscribers. Your story will be the same if you grab a copy of the GSM Money-Making Machine, activate it and make use of it. There is no bluffing about it.

HOW DO YOU FURTHER EARN WITH GSM USER’S PHONE NUMBERS AND ADDRESSES ALREADY IN YOUR EMAIL BOX?

Apart from the very fact that you can reach your subscribers directly if you have any other product to sell, you can turn their phone numbers and email addresses into another pot of wealth. The introductory report is contained in: How To Transform Their Phone Numbers & Email Addresses Into Another Pot Of Wealth Using The Power To Get Wealth – GSM Phone (An Introductory Report)! HOW CAN YOU ATTRACT THOUSANDS OF PEOPLE TO YOUR CODE AND MAKE THEM SPEND THEIR MONEY IMMEDIATELY.

That is also well taken care of as I have provided a down to earth detail in: 5 Crazy Things That Will Attract Thousands Of People To Your System And Make Them Spend Their Money Immediately They Set Their Eyes On Your System! I know you are wondering how that can be possible, wait till I unfold all the hidden secrets to you in a way even a 10 year old child can understand. NOW WHAT ARE YOU GOING TO DO?

Take a decisive step right now to set up your own “GSM MONEY-MAKING MACHINE”. I think that is what you should get up and do. WHAT WILL IT TAKE ME TO ACTIVATE THIS SYSTEM AND MAKE IT START WORKING IMMEDIATELY? As a fellow infopreneur, marketer, advertiser, promoter, you will agree with me that the well of knowledge you are about to access is worth more than N25,000. Here and now, I am giving it specially to you for only Now N15,500 (Call 08036220342 to negotiate). If you still delay, then you will pay N30,000 few days from now.

If you don’t rush now and order a copy, I sincerely cannot guarantee you will even get it this cheap again anywhere and besides, you won’t get some of the invaluable assets that I have included in the package such as:

* How To Get Over 100,000 Nigerians To Send Money To You In Less Than 7 Days!

* 3 Cogent Things You Must Put In Place To Make The System Work Effectively!

* Advertising Secret Of All Ages Revealed: One HOT Button You Must Press To Attract Very Hungry Fishes (GSM Users) Who Will Not Only Be Happy To Send You Money But Will As Well Be Grateful To You Forever…Guaranteed!

* 5 Crazy Things That Will Attract Thousand Of GSM Users To Your System And Make Them Spend Their Money Immediately They Set Their Eyes On Your System!

* How To Transform Their Phone Numbers And Email Addresses Into Another Pot Of Wealth Using The Power To Get Wealth – GSM Phone! ( An Introductory Report) Now you can see that getting a copy of the brand new “ GSM Money Making Machine” for potential people like you is not just an option but a MUST for anyone who is serious about business & personal success. You are guaranteed a knowledge based empowerment that will always make you better off than those who won’t have access to this all round well of knowledge.

ARE YOU READY TO GRAB A COPY ? The payment plans are as follows: COMPLETE SET-UP MANUAL = N10,000 ENJOY GREAT PRICE SLASH THIS SEASON, BY PAYING ONLY N5,000 FOR THE SET-UP information. PRICE REVERTS TO N10,000 ANY MOMENT FROM NOW.GRAB YOUR COPY NOW while the offer lasts.

HOW TO ORDER

Step 1:

Pay the sum of N2,500 into OCEANIC BANK PLC

Account name: NSE VICTOR OKON

Account number: 0140001012341

OR To

Bank PHB acc name: NSE VICTOR OKON

Acc no:2624216598

N.B: You can pay in from any branch of BANK PHB and OCEANIC BANK NIG. PLC nationwide.

Step 2:

Send a SMS {text message} to 08036220342, 07057674084 or email nseng78@yahoo.com including your name, teller number, amount paid, phone number and email address.

Step 3: Upon receipt of this, your payment will be confirmed and then your package will be sent to your e-mail address within 1 hour.

MY 1 YEAR MONEY BACK GUARANTEEI am giving a 1 YEAR IRON CLAD Money back guarantee to all those who order for this package, if you apply the strategies inside this e-book and you don’t make profit I will refund your money back same day you ask for a refund without any questioning.Remember the difference between the rich and the poor is the uncommon application of information.

Call 08036220342 now to order your copy TODAY. Remember that you are covered by my 1year money back guaranteePPS. You have nothing to lose. Call this number 07057674084 to order your copy now!!!I wish you the best in your journey to financial freedom

See you at the TOP Nseobong Vic, nseng78@yahoo.com